RealAdaBoost: Base classifiers: ZeroR predicts class value: 1 RandomTree ========== Monthly.credit.card.exp < 4.79 | Age < 23 | | Self.employed = 0 | | | Income.per.dependent < 3.33 : 1 (0.69/0) | | | Income.per.dependent >= 3.33 : 0 (1.83/0) | | Self.employed = 1 : 0 (1.83/0) | Age >= 23 : 0 (45.77/0) Monthly.credit.card.exp >= 4.79 : 1 (49.88/0) Size of the tree : 9 RandomTree ========== Monthly.credit.card.exp < 4.79 | Income.per.dependent < 1.65 | | Income.per.dependent < 1.53 : 0 (1.83/0) | | Income.per.dependent >= 1.53 : 1 (0.69/0) | Income.per.dependent >= 1.65 : 0 (47.6/0) Monthly.credit.card.exp >= 4.79 : 1 (49.88/0) Size of the tree : 7 RandomTree ========== Age < 44 | Monthly.credit.card.exp < 4.79 | | Income.per.dependent < 1.65 | | | Age < 28.5 : 1 (0.69/0) | | | Age >= 28.5 : 0 (1.83/0) | | Income.per.dependent >= 1.65 : 0 (38.45/0) | Monthly.credit.card.exp >= 4.79 : 1 (48.49/0) Age >= 44 | Own.home = 0 : 0 (7.32/0) | Own.home = 1 | | Income.per.dependent < 2.73 : 1 (0.69/0) | | Income.per.dependent >= 2.73 | | | Monthly.credit.card.exp < 125.76 : 0 (1.83/0) | | | Monthly.credit.card.exp >= 125.76 : 1 (0.69/0) Size of the tree : 15 RandomTree ========== Derogatory.reports = 0 | Age < 44 | | Self.employed = 0 | | | Income.per.dependent < 1.72 : 1 (4.16/0) | | | Income.per.dependent >= 1.72 | | | | Monthly.credit.card.exp < 4.79 : 0 (18.31/0) | | | | Monthly.credit.card.exp >= 4.79 : 1 (39.49/0) | | Self.employed = 1 | | | Age < 34 : 0 (5.49/0) | | | Age >= 34 : 1 (1.39/0) | Age >= 44 | | Income.per.dependent < 4.55 : 0 (5.49/0) | | Income.per.dependent >= 4.55 : 1 (0.69/0) Derogatory.reports = 1 | Monthly.credit.card.exp < 32.63 : 0 (7.32/0) | Monthly.credit.card.exp >= 32.63 : 1 (4.16/0) Derogatory.reports = 2 | Age < 29.5 : 1 (0.69/0) | Age >= 29.5 : 0 (3.66/0) Derogatory.reports = 3 : 0 (5.49/0) Derogatory.reports = 4 : 0 (1.83/0) Derogatory.reports = 7 : 0 (1.83/0) Size of the tree : 23 RandomTree ========== Income.per.dependent < 5.12 | Age < 44 | | Derogatory.reports = 0 | | | Income.per.dependent < 1.72 : 1 (4.16/0) | | | Income.per.dependent >= 1.72 | | | | Monthly.credit.card.exp < 4.79 : 0 (23.8/0) | | | | Monthly.credit.card.exp >= 4.79 : 1 (35.33/0) | | Derogatory.reports = 1 | | | Monthly.credit.card.exp < 84.95 : 0 (5.49/0) | | | Monthly.credit.card.exp >= 84.95 : 1 (2.77/0) | | Derogatory.reports = 2 | | | Age < 29.5 : 1 (0.69/0) | | | Age >= 29.5 : 0 (1.83/0) | | Derogatory.reports = 3 : 0 (3.66/0) | | Derogatory.reports = 4 : 0 (1.83/0) | | Derogatory.reports = 7 : 0 (1.83/0) | Age >= 44 | | Age < 54.5 : 0 (9.15/0) | | Age >= 54.5 : 1 (0.69/0) Income.per.dependent >= 5.12 | Derogatory.reports = 0 : 1 (6.23/0) | Derogatory.reports = 1 : 1 (0.69/0) | Derogatory.reports = 2 : 0 (1.83/0) | Derogatory.reports = 3 : 0 (0/0) | Derogatory.reports = 4 : 0 (0/0) | Derogatory.reports = 7 : 0 (0/0) Size of the tree : 27 RandomTree ========== Derogatory.reports = 0 | Monthly.credit.card.exp < 4.79 | | Income.per.dependent < 1.65 : 1 (0.69/0) | | Income.per.dependent >= 1.65 : 0 (29.29/0) | Monthly.credit.card.exp >= 4.79 : 1 (45.03/0) Derogatory.reports = 1 | Monthly.credit.card.exp < 32.63 : 0 (7.32/0) | Monthly.credit.card.exp >= 32.63 : 1 (4.16/0) Derogatory.reports = 2 | Age < 29.5 : 1 (0.69/0) | Age >= 29.5 : 0 (3.66/0) Derogatory.reports = 3 : 0 (5.49/0) Derogatory.reports = 4 : 0 (1.83/0) Derogatory.reports = 7 : 0 (1.83/0) Size of the tree : 15 RandomTree ========== Derogatory.reports = 0 | Age < 44 | | Monthly.credit.card.exp < 4.79 | | | Income.per.dependent < 1.65 : 1 (0.69/0) | | | Income.per.dependent >= 1.65 : 0 (23.8/0) | | Monthly.credit.card.exp >= 4.79 : 1 (44.33/0) | Age >= 44 | | Age < 45.5 : 0 (3.66/0) | | Age >= 45.5 | | | Monthly.credit.card.exp < 125.76 : 0 (1.83/0) | | | Monthly.credit.card.exp >= 125.76 : 1 (0.69/0) Derogatory.reports = 1 | Income.per.dependent < 2.26 : 0 (1.83/0) | Income.per.dependent >= 2.26 | | Income.per.dependent < 3.08 : 1 (1.39/0) | | Income.per.dependent >= 3.08 | | | Monthly.credit.card.exp < 85.32 : 0 (5.49/0) | | | Monthly.credit.card.exp >= 85.32 : 1 (2.77/0) Derogatory.reports = 2 | Age < 29.5 : 1 (0.69/0) | Age >= 29.5 : 0 (3.66/0) Derogatory.reports = 3 : 0 (5.49/0) Derogatory.reports = 4 : 0 (1.83/0) Derogatory.reports = 7 : 0 (1.83/0) Size of the tree : 25 RandomTree ========== Age < 44 | Monthly.credit.card.exp < 4.79 | | Income.per.dependent < 1.65 | | | Income.per.dependent < 1.53 : 0 (1.83/0) | | | Income.per.dependent >= 1.53 : 1 (0.69/0) | | Income.per.dependent >= 1.65 : 0 (38.45/0) | Monthly.credit.card.exp >= 4.79 : 1 (48.49/0) Age >= 44 | Monthly.credit.card.exp < 32.63 : 0 (9.15/0) | Monthly.credit.card.exp >= 32.63 : 1 (1.39/0) Size of the tree : 11 RandomTree ========== Age < 44 | Monthly.credit.card.exp < 4.79 | | Age < 23 | | | Self.employed = 0 | | | | Income.per.dependent < 3.33 : 1 (0.69/0) | | | | Income.per.dependent >= 3.33 : 0 (1.83/0) | | | Self.employed = 1 : 0 (1.83/0) | | Age >= 23 : 0 (36.62/0) | Monthly.credit.card.exp >= 4.79 : 1 (48.49/0) Age >= 44 | Income.per.dependent < 4.84 | | Own.home = 0 : 0 (7.32/0) | | Own.home = 1 | | | Monthly.credit.card.exp < 32.63 : 0 (1.83/0) | | | Monthly.credit.card.exp >= 32.63 : 1 (0.69/0) | Income.per.dependent >= 4.84 : 1 (0.69/0) Size of the tree : 17 RandomTree ========== Monthly.credit.card.exp < 4.79 | Income.per.dependent < 1.65 | | Age < 28.5 : 1 (0.69/0) | | Age >= 28.5 : 0 (1.83/0) | Income.per.dependent >= 1.65 : 0 (47.6/0) Monthly.credit.card.exp >= 4.79 : 1 (49.88/0) Size of the tree : 7 Number of performed Iterations: 10